Skripsi

Determinants of decision-making in using microfinancing services: a study on sharia-based cooperation \"BMT\" SVM Malang / Ginanjar Widya Andhika

Abstrak
Microfinance could empower the MSMEs rsquo economics by providing financial services the same as the bank with such minimum requirements. In order to understand consumer behavior in using the services this study focuses on analyzing the influence of financial literacy product quality and income on consumer decision-making in using financial services provided by microfinance institutions in BMT SWM Malang. The population of this study is registered members of BMT SWM Malang and the samples were calculated around 92 respondents. This study uses SEM analysis with the help of LISREL 8.80. It is found that financial literacy insignificantly influences decision-making. Product quality significantly influences decision-making. Meanwhile income negatively affects decision-making and is not significant. This study is expected to help policymakers to develop strategies to help microfinance institutions grow.

Informasi Detail

DDC

SKRIPSI DIGITAL

Prodi

Universitas Negeri Malang. Program Studi Ekonomi dan Studi Pembangunan, 2023.

Deskripsi Fisik

x, 17 lembar : ilus.

Bahasa

No Reg

1911/RS/23

Edisi

Skripsi (Sarjana)--Universitas Negeri Malang. 2023

Subjek

1. LITERASI KEUANGAN
2. FINANCIAL LITERACY

Pembimbing

1. Dr. Nasikh, S.e., M.p., M.pd

Lampiran Berkas