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Skripsi

Impulse buying tendency memoderasi financial knowledge dan self control pada mahasiswa perantau pengguna shopee paylater / Vidias Fatmawatie Anggraeni

Abstrak
Financial management behavior has been a critical concern in recent years as evidenced by the widespread use of Shopee Paylater among students. Individuals who do not comprehend the hazards of paylater and do not adequately mitigate the risk of default can put users in debt. Financial management is one method for decreasing the risk of paylater default. This article seeks to investigate (and determine) the implications of financial knowledge and self control on financial management behavior with impulse buying tendency serving as a moderating variable on overseas students studying in Malang City who use Shopee Paylater. Purposive sampling was used to obtain data with overseas students being given questionnaires. A total of 115 persons were selected from the survey results. The Structural Equation Modelling (SEM) analysis method will be used in conjunction with WarpPLS 7.0 software. According to the findings for the current research financial knowledge and self control have a good and considerable impact on financial management behaviour. The impulse buying tendency in overseas students studying in Malang City using Shopee Paylater considerably reduce the influence of financial knowledge on financial management behaviour but they have not impact of self control on financial management behaviour. The findings of this study can be used as a reference for overseas students mostly Shopee Paylater users to be able to apply good financial management where they can control their use of Shopee Paylater when shopping are responsible for implementing financial management behaviour and can control themselves when making a decision.

Informasi Detail
DDC
SKRIPSI DIGITAL
Prodi
Universitas Negeri Malang. Program Studi Manajemen, .
Deskripsi Fisik
x, 19 hlm. : ilus.
Bahasa
Indonesia
No Reg
3473/RS/24
Edisi
Skripsi (Sarjana)--Universitas Negeri Malang. 2024
Subjek
1. PERILAKU KONSUMEN ( MAHASISWA LUAR NEGERI ) - PENGELOLAAN KEUANGAN
2. PERILAKU KONSUMEN ( MAHASISWA LUAR NEGERI ) - SHOPEE PAYLATER - PENGENDALIAN DIRI
3. CONSUMER BEHAVIOR (OVERSEAS STUDENTS) - FINANCIAL MANAGEMENT

Pembimbing
1. Fadia Zen, S.e., M.m.
Lampiran Berkas