Skripsi

Analisis komparatif tingkat kesehatan bank dengan pendekatan Risk-Based Bank Rating (RBBR) antara bank konvensional dan bank syariah tahun 2014-2015 / Marinta Nurryayanti

Abstrak
ABSTRAK Nurryayanti Marinta. 2017. Analisis Komparatif Tingkat Kesehatan Bank dengan Pendekatan Risk-Based Bank Rating (RBBR) antara Bank Konvensional dan Bank Syariah Tahun 2014-2015. Skripsi Jurusan Manajemen Fakultas Ekonomi Universitas Negeri Malang. Pembimbing Subagyo S.E. S.H. M.M. Kata kunci tingkat kesehatan bank risk-based bank rating bank konvensional bank syariah. Tingkat kesehatan bank merupakan tolok ukur kinerja suatu bank untuk mengetahui performance serta profesionalisme bank dalam menjalankan fungsi dan tugasnya dalam rangka meningkatkan kesejahteraan masyarakat. Tingkat kesehatan bank diukur dengan pendekatan Risk-Based Bank Rating (RBBR). Variabel penilaian tingkat kesehatan bank yang digunakan dalam penelitian ini adalah NPL/NPF LDR/FDR GCG ROA NIM/NOM dan CAR. Penelitian ini merupakan penelitian kuantitatif yang berjenis komparatif yaitu penelitian yang membandingkan antara dua variabel atau lebih. Populasi dalam penelitian ini adalah seluruh bank konvensional dan bank syariah yang ada di Indonesia tahun 2014-2015 yang berjumlah 118 bank. Penentuan sampel menggunakan metode teknik purposive quota sampling dan diperoleh 20 bank konvensional dan bank syariah. Instrumen pengumpulan data mengguanakan format dokumentasi. Teknik analisis data yang digunakan adalah uji hipotesis komparatif non-parametrik yaitu uji Mann-Whitney. Hasil penelitian menunjukkan 1) Kondisi NPL/NPF LDR/FDR kedua bank mengalami peningkatan GCG kedua bank mengalami penurunan ROA bank konvensional mengalami penurunan sedangkan ROA bank syariah mengalami peningkatan profitabilitas bank konvensional yang dilihat dari NIM lebih tinggi daripada profitabilitas bank syariah yang dilihat dari NOM serta CAR bank konvensional mengalami peningkatan dan CAR bank syariah mengalami penurunan. 2) Terdapat perbedaan signifikan NPL bank konvensional dan bank syariah. 3) Tidak terdapat perbedaan signifikan LDR bank konvensional dan FDR bank syariah. 4) Tidak terdapat perbedaan signifikan GCG bank konvensional dan bank syariah. 5) Terdapat perbedaan signifikan ROA bank konvensional dan bank syariah. 6) Terdapat perbedaan signifikan NIM bank konvensional dan NOM bank syariah. 7) Tidak terdapat perbedaan signifikan CAR bank konvensional dan bank syariah. ABSTRACT Nurryayanti Marinta. 2017. Comparative Analysis towards Bank Health Level Using Risk-Based Bank Rating (RBBR) between Conventional Bank and Islamic Bank in 2014-2015. Mini Thesis Department of Management Faculty of Economy State University of Malang. Supervisor Subagyo S.E. S.H. M.M. Keywords bank health level risk-based bank rating conventional bank Islamic bank Bank health level is parameter of performance towards a bank to know bank performance and professionalism in implementing its task and function in order to improve community welfare. Bank health level assessed by using Risk-Based Bank Rating (RBBR). Variables that used in this research towards bank health level assessment were NPL/NPF LDR/FDR GCG ROA NIM/NOM and CAR. This research was quantitative research of comparative type which is a research that compares between two or more variables. Population in this research was all conventional and Islamic banks at Indonesia in 2014-2015 for 118 banks. Sample determination method in this research used purposive quota sampling technique and obtained 20 conventional and Islamic banks. Data collection instrument used documentation format. Data analysis technique that used in this research was non parametric comparative hypothesis test or Mann-Whitney test. The research result showed that 1) The condition of NPL/NPF LDR/FDR towards those two bank types had improvement GCG towards those two bank types had decrease ROA of conventional bank had decrease while ROA of Islamic bank had improvement profitability of conventional bank seen from NIM aspect was higher than profitability of Islamic bank seen from NOM as well as CAR of conventional bank had improvement and CAR of Islamic bank had decrease. 2) There was significant difference to the NPL of conventional bank and Islamic bank. 3) There was no significant difference to the LDR of conventional bank and FDR of Islamic bank. 4) There was no significant difference to the GCG of conventional bank and Islamic bank. 5) There was significant difference to the ROA of conventional bank and Islamic bank. 6) There was significant difference to the NIM of conventional bank and NOM of Islamic bank. 7) There was no significant difference to the CAR of conventional bank and Islamic bank.

Informasi Detail

DDC

Rs 332.106 NUR a

Prodi

Universitas Negeri Malang. Program Studi Manajemen, 2017.

Deskripsi Fisik

ix, 121 lembar, il. : tab.; 30 cm

Bahasa

Indonesia

No Reg

01597/KI/17

Edisi

Skripsi (Sarjana)--Universitas Negeri Malang. 2017

Subjek

1. BANK - KESEHATAN
2. BANK - PERFORMANCE

Pembimbing

1. Subagyo

Lampiran Berkas